Cookie Policy

This Cookie Policy explains what cookies are, how Cash Compass LLC ("we," "our," or "us") uses them on the True North Budgeting website, and what choices you have regarding their use.

1. What Are Cookies

Cookies are small text files that are stored on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently and to provide information to website operators. Cookies can be "persistent" (remaining on your device until deleted) or "session" (deleted when you close your browser).

2. Why We Use Cookies

Enhancing User Experience

Cookies retain your preferences, including language, region, and settings, for a smooth and personalized browsing experience.

Improving Website Performance

Aggregated usage data helps us monitor performance, identify technical issues, and optimize website functionality.

Analyzing Visitor Behavior

Analytics tools gather non-identifying, aggregated data on session duration, page views, and navigation paths to help us improve content and design.

Supporting Marketing Initiatives

Cookies enable tracking affiliate performance and displaying personalized offers while respecting your privacy.

3. Cookie Types We Use

3.1 Strictly Necessary Cookies

These cookies are essential for the website to function properly. They enable core functionality such as page navigation, access to secure areas, and remembering your cookie consent preferences. The website cannot function properly without these cookies, and they cannot be disabled.

3.2 Analytics (Cookieless)

We use Plausible Analytics for website usage insights. Plausible is a privacy-focused, EU-based service that does not use cookies, does not collect personal data, and does not track users across websites. No analytics cookies are set by Plausible.

3.3 Marketing and Advertising Cookies

We use the Meta Pixel to measure the effectiveness of our advertising campaigns on Facebook and Instagram. The Meta Pixel sets the following cookies on your device:

You can opt out of Meta's tracking through your Facebook Ad Settings or by using your browser's cookie controls to block these cookies.

3.4 Functionality Cookies

These cookies allow the website to remember choices you have made (such as your preferred language or region) and provide enhanced, more personalized features. They may be set by us or by third-party providers whose services we use on our pages.

4. Managing Cookies

You have the right to decide whether to accept or reject cookies. You can manage your cookie preferences in the following ways:

Because we use cookieless analytics (Plausible), there are no analytics cookies to opt out of. For the essential cookies our site uses (such as your theme preference), you can manage them through your browser settings:

• Browser settings: Most web browsers allow you to control cookies through their settings. You can set your browser to refuse cookies, delete existing cookies, or alert you when a cookie is being set. Note that disabling essential cookies may affect website functionality such as theme preferences.

5. Third-Party Cookies

Our analytics provider (Plausible) does not set any cookies on your device. The Meta Pixel sets first-party cookies (_fbp and _fbc) to measure advertising effectiveness. These cookies are used solely for ad attribution and campaign measurement — we do not use them to build advertising profiles or serve targeted ads on this website.

6. Affiliate Cookies and Third-Party Tracking

True North Budgeting participates in affiliate marketing programs. When you click affiliate links on our website, you may be redirected to external websites where affiliates may set their own cookies or use other tracking technologies.

We do not collect or pass on personally identifying information through affiliate programs without your explicit permission. Once redirected, the external site's privacy policy applies.

7. Other Tracking and External Services

Our website uses structured data (JSON-LD) to improve search visibility and content delivery networks (CDNs) for page load performance. These technologies do not set cookies on your device. Our analytics are provided by Plausible, a cookieless and privacy-focused service that does not transfer personal data to third parties. For advertising measurement, the Meta Pixel is described in Section 3.3 above.

8. Legal Compliance

Our use of cookies complies with applicable data protection laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA) where applicable. We obtain consent before placing non-essential cookies on your device, and we provide clear information about the cookies we use and their purposes.

For more information about how we handle your personal data, please see our Privacy Policy .

9. Changes to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our data practices. When we make material changes, we will update the "Last Updated" date at the top of this page.

10. Cookie Management FAQ

What are cookies? - Cookies are small text files stored on your device when you visit a website. They help remember your preferences and understand how the site is used.

Why does True North Budgeting use cookies? - We use a small number of essential cookies to remember your preferences (such as light/dark mode). Our analytics are completely cookieless.

What types of cookies does this site use?

• Essential cookies for basic functionality (theme preference)
• Functionality cookies for form state
• Marketing cookies for advertising measurement (Meta Pixel)
• Affiliate cookies when you click affiliate links (set by external sites)

Does this site use analytics cookies? - No. We use Plausible Analytics, which is completely cookieless. No analytics cookies are set on your device. We do use the Meta Pixel for advertising measurement, which sets marketing cookies (see Section 3.3).

How can I manage cookies? - You can manage cookies through your browser settings. For Meta Pixel cookies, you can also opt out through your Facebook Ad Settings.

Will blocking cookies affect my experience? - Yes, disabling cookies may impact website functionality and personalization features.

How do affiliate cookies work? - When you click an affiliate link, you are redirected to an external site where the third party may set cookies for tracking and personalization. The external site's privacy policy applies from that point.

Questions about cookies or privacy? - Contact us at privacy@truenorthbudgeting.com .

11. Contact

If you have questions about our use of cookies, please contact us: