Privacy Policy
Effective Date: 11 December 2025
Last Updated: 6 Janury 2026
1. Introduction
Cash Compass LLC – a company founded in 2025, registered in United States under registration number 23914005 – is committed to protecting your personal data and respecting your privacy. Our company, also known as Cash Compass LLC and trading as Cash Compass LLC, operates various brands including True North Budgeting, True North, and TNB. We offer Offline Budgeting Software in the Financial Software / Personal Budgeting Tools industry (specifically within the Financial Software / Personal Budgeting Tools sector, with a focus on Budgeting Software / Privacy-First Financial Tools) to our target audience of everyday adults who feel overwhelmed by complex or invasive budgeting apps and want a private, offline budgeting solution that brings more clarity and control.
This Privacy Notice explains how we collect, process, and share your personal data in accordance with applicable laws such as in United States / Arizona: U.S. State Privacy Laws (including Arizona data protection statutes), and Federal Trade Commission Act (consumer protection) + relevant state privacy laws. It also outlines your rights and our procedures regarding data protection.
2. Data Controller & Contact Information
Cash Compass LLC is the data controller responsible for your personal data.
Primary Address:
4539 N 22ND ST STE R
Phoenix, United States – 85016
Phone: N/A
General Email: support@truenorthbudgeting.com
Accessibility Inquiries: support@truenorthbudgeting.com
Privacy Inquiries (if different): privacy@truenorthbudgeting.com
For any questions regarding this Privacy Notice or our data practices, please contact our Site Editor: Aaron Alexander.
3. Data Protection Officer (DPO)
Our Data Protection Officer for True North Budgeting is Aaron Alexander and can be contacted at support@truenorthbudgeting.com.
4. Categories of Personal Data We Collect
True North Budgeting may collect, store, and process the following types of personal data about you, depending on how you interact with us and our services:
4.1 Information You Provide
Data you submit through forms on True North Budgeting (for example, when you sign up, contact us, or request information via truenorthbudgeting.com). This may include your name, email address, contact details, and any other information you choose to share in free-text fields.
4.2 Copies of Correspondence
Records of communications you send to us, such as emails, form submissions, or other messages relating to support, feedback, or inquiries about our services.
4.3 Survey and Questionnaire Responses
Information you provide when you participate in surveys, feedback requests, or questionnaires relating to True North Budgeting, including your views on our product and how you use budgeting tools.
4.4 Website Usage Data
Information about how you use our website, such as pages viewed, links clicked, time spent on pages, and navigation patterns. We may also collect aggregated or anonymised analytics to understand overall usage trends.
4.5 Device and Technical Information
Technical data from the devices you use to access True North Budgeting, such as your IP address, browser type and version, time zone setting, operating system, and other device identifiers or diagnostic data that help us keep the service secure and functioning properly.
5. Provision of Personal Data
If you fail to provide the required personal data:When True North Budgeting and Cash Compass LLC is legally obligated to collect certain data or need it to perform our contractual obligations, your failure to provide this data may prevent us from fulfilling the contract (for example, providing you with Offline Budgeting Software). In such cases, we may have to cancel the relevant service or product, and you will be notified accordingly.
6. Purposes and Legal Basis for Processing
True North Budgeting processes your personal data for the following purposes, in accordance with applicable privacy laws and our legitimate interests where appropriate:
6.1 Ensure Optimal Presentation
To display website content in the most effective, accessible, and device-appropriate format for you.
6.2 Send Relevant Information
To communicate information about our offline budgeting software and related offerings that may be relevant to your needs or preferences, including clarity-focused, subscription-free, privacy-first budgeting tools.
6.3 Contract Performance
To fulfil our contractual obligations to you, including providing access to features, customer support, and any services you have requested.
6.4 Compliance with Legal Obligations
To comply with applicable laws and regulations, including U.S. federal and state consumer protection laws, Federal Trade Commission requirements, and other statutory obligations.
6.5 Feature Access & Account Protection
To enable secure access to features within True North Budgeting, protect your account, prevent unauthorized access, and maintain platform integrity.
6.6 Third-Party Communications (If Authorized)
To allow approved third parties to contact you regarding relevant products or services, but only where you have expressly permitted us to share your information.
6.7 Service Providers
To share necessary information with trusted service providers who assist in operating our website, delivering support, improving services, or fulfilling your requests. All service providers are bound by confidentiality and data protection obligations.
6.8 Marketing Communications
To send marketing communications by email or other electronic means, but only regarding True North Budgeting or offerings you have previously engaged with. You may unsubscribe at any time.
6.9 Statistical and Aggregated Analysis
To aggregate non-personal usage data for analytics, performance evaluation, and platform improvements. Aggregated data does not identify you and may be shared with third-party partners for research or service enhancement.
7. Global Privacy and Data Processing Standards
True North Budgeting respects and adheres to global privacy laws, using the EU General Data Protection Regulation (GDPR) as our benchmark standard. We ensure that any personal data collected via True North Budgeting is processed in accordance with the highest legal requirements worldwide.
To achieve this, we rely on the following lawful bases for processing your personal data:
7.1 Performance of a Contract (GDPR Article 6(1)(b))
We process your personal data as necessary to fulfil our contractual obligations to you, including providing the goods or services you have requested and maintaining the functionality of your True North Budgeting account.
7.2 Legal Obligation (GDPR Article 6(1)(c))
We may process your personal data where required to comply with applicable laws or regulations. This ensures that True North Budgeting meets its legal and regulatory obligations across all jurisdictions in which we operate.
7.3 Legitimate Interests (GDPR Article 6(1)(f))
In certain instances, we process personal data to pursue our legitimate interests— such as optimizing content presentation, improving our services, preventing fraud, and providing relevant promotions—provided that these interests do not override your fundamental rights and freedoms.
7.4 Consent (GDPR Article 6(1)(a))
Where you explicitly provide consent—such as for marketing communications or for the use of non-essential cookies—we process your data on the basis of that consent. You may withdraw your consent at any time, and doing so does not affect the lawfulness of any processing carried out before the withdrawal.
By aligning our practices with these standards, True North Budgeting ensures that our global data processing activities meet or exceed stringent privacy requirements, giving you consistent and reliable protection of your personal data wherever you are located.
8. Marketing Communications
True North Budgeting and Cash Compass LLC will only send you direct marketing communications by electronic means (email or text) if:
- You have provided explicit consent to True North Budgeting and Cash Compass LLC.
- You have previously interacted with the True North Budgeting website or Cash Compass LLC, and the marketing relates to our Offline Budgeting Software or similar offerings.
- You have not exercised your right to opt out of marketing communications.
You can opt out of marketing at any time by contacting us at support@truenorthbudgeting.com or by using the unsubscribe link included in our emails.
9. Sharing Your Personal Data
True North Budgeting and Cash Compass LLC may share your personal data with third parties only under the following circumstances:
-
Within Our Group:
With companies that are part of our corporate group. -
Service Providers:
With trusted third parties that assist in processing your requests or fulfilling contractual obligations using True North Budgeting. -
Legitimate Interests:
When sharing is necessary for our legitimate business interests (or those of a third party), provided that your rights and interests do not override these interests. -
Business Transfers:
In connection with the sale, transfer, or merger of parts of True North Budgeting's business or assets. -
Legal or Regulatory Compliance:
When required to comply with applicable legal or regulatory obligations, including those set out in United States / Arizona and U.S. State Privacy Laws (including Arizona data protection statutes).
All third parties receiving your data are contractually bound to process it only on our instructions and in compliance with applicable data protection laws.
11. Data Security
True North Budgeting and Cash Compass LLC have implemented robust security measures to prevent your personal data from being accidentally lost, used, accessed in an unauthorized way, altered, or disclosed. Access to your data is restricted to employees, agents, contractors, and third parties who require such access for legitimate business purposes and who are bound by confidentiality obligations.
Cash Compass LLC has established procedures to respond to any suspected data breach. If a breach occurs, we will promptly notify you and any applicable regulatory authorities in accordance with United States / Arizona and U.S. State Privacy Laws (including Arizona data protection statutes). Our technical safeguards include encryption, regular security audits, and strict access controls.
For any security-related inquiries, please contact us at support@truenorthbudgeting.com.
12. Data Retention
Cash Compass LLC retains your personal data related to True North Budgeting only for as long as necessary to fulfil the purposes for which it was collected, including meeting legal, regulatory, accounting, or reporting requirements. Our standard retention period is 1 year.
To determine an appropriate retention duration, we consider the quantity, nature, and sensitivity of the data, the potential risk of harm from unauthorized use or disclosure, the purposes for which the data was collected, and applicable legal obligations.
When your data is no longer required, it will be securely deleted or anonymized.
13. Your Data Protection Rights
You have several rights regarding how your personal data is processed by Cash Compass LLC. If you wish to exercise any of the rights listed below, please contact us using the details provided at the end of this notice.
- Right to Withdraw Consent: You may withdraw your consent at any time. This does not affect the lawfulness of processing prior to withdrawal but may impact our ability to provide certain services.
- Right of Access: You may request access to the personal data Cash Compass LLC holds about you, free of charge.
- Right to Rectification: You may request correction of any inaccurate or incomplete personal data.
- Right to Erasure ("Right to be Forgotten"): You may request deletion of your personal data, subject to legal retention requirements.
- Right to Restrict Processing: You may request limits on how your personal data is processed.
- Right to Data Portability: You may request your personal data in a structured, commonly used, machine-readable format or request that it be transferred to another controller.
- Right to Object: Under certain conditions, you may object to the processing of your personal data.
- Rights under CCPA/CPRA: California residents may exercise the right to know, delete, or opt out of the sale of personal information.
- Rights under PIPEDA: Canadian residents may request access to and correction of their personal information.
To exercise these rights, please contact us at support@truenorthbudgeting.com. Cash Compass LLC will respond within the timeframe required by applicable law. We strive to respond to all privacy-related requests within 30 days.
14. International Transfers of Personal Data
Your personal data may be transferred to and stored in locations inside or outside the European Economic Area (EEA) and may be processed by personnel operating in other jurisdictions.
Whenever we transfer your personal data internationally, we ensure an equivalent level of protection by using one or more of the following safeguards:
- Adequacy Decisions: Transfers to countries recognized by the European Commission as providing adequate protection.
- Standard Contractual Clauses (SCCs): Use of European Commission–approved contractual terms to safeguard your data.
- Privacy Shield or Successor Frameworks: Where applicable, for transfers involving U.S.-based providers.
- Other Safeguards: Such as Binding Corporate Rules (BCRs) or approved codes of conduct.
For more details on the mechanisms used for international transfers, please contact us at support@truenorthbudgeting.com.
15. Changes to This Privacy Notice
We may update this Privacy Notice periodically to reflect changes in our data processing practices or legal obligations, including updates required under the Federal Trade Commission Act, relevant state privacy laws, or changes in United States / Arizona regulations. All updates will be posted on this page with a revised Effective Date (Thu Dec 11 2025 00:00:00 GMT+0000).
Significant changes may also be communicated through notifications on truenorthbudgeting.com or via email to support@truenorthbudgeting.com. We encourage you to review this page regularly to stay informed of updates.
16. Complaints
If you believe that our handling of your personal data does not comply with applicable data protection laws, including U.S. State Privacy Laws (such as Arizona data protection statutes), you have the right to lodge a complaint with a relevant supervisory authority such as the Federal Trade Commission (FTC) or courts in Arizona, United States.
You may also contact us directly to discuss any concerns at support@truenorthbudgeting.com.
17. Contact True North Budgeting
If you have any questions or concerns regarding this Privacy Notice or our data practices, please contact us at:
Full Legal Entity Name:
Cash Compass LLC
Trading as: True North Budgeting
Operating under the brands: True North Budgeting, True North, TNB
Address:
4539 N 22ND ST STE R
Phoenix, United States – 85016
Phone: N/A
General Email: contact@truenorthbudgeting.com
Privacy / Accessibility Inquiries:
privacy@truenorthbudgeting.com /
support@truenorthbudgeting.com