Terms & Conditions
Effective Date: January 6, 2026
Last Updated: January 6, 2026
Introduction
Welcome to True North Budgeting (https://truenorthbudgeting.com/). These Terms of Use (“Terms”) govern your access to and use of this Website, operated by Cash Compass LLC (also known as Cash Compass LLC and True North Budgeting).
By using the Website, you agree to be bound by these Terms, our Privacy Notice (https://truenorthbudgeting.com/privacy-policy/), and our Website Disclaimer. If you do not agree to these Terms, please do not use the Website.
Scope and Changes
Scope
These Terms apply to all visitors, users, and others who access or use the Website. They cover all content, materials, features, and services provided on or through the Website—including our offline budgeting software: a calm, private, offline budgeting command center designed for everyday users seeking clarity without subscriptions or data tracking.
Modifications
We reserve the right to modify, update, or replace these Terms at any time without prior notice. The most current version will be posted on the Website (https://www.truenorthbudgeting.com/). Your continued use of the Website following any changes constitutes your acceptance of the revised Terms.
User Obligations
By using the Website, you agree to:
Lawful Use
Use the Website solely for lawful purposes and in a manner that does not infringe on the rights of, or restrict the use and enjoyment of, the Website by any third party.
Accuracy and Authenticity
Provide accurate, current, and complete information when interacting with the Website. You agree to update your information as necessary.
Prohibited Activities
You shall not:
- Reproduce, copy, distribute, transmit, or modify any part of the Website without our express written permission.
- Use the Website to distribute unsolicited commercial communications or engage in spamming activities.
- Upload, post, or transmit any content that is libelous, defamatory, obscene, pornographic, abusive, or otherwise unlawful.
- Interfere with or disrupt the Website’s operation, servers, or networks.
- Attempt to gain unauthorized access to any portion of the Website, user accounts, or computer systems or networks connected to the Website.
Compliance
You agree to comply with all applicable local, state, national, and international laws and regulations, including U.S. State Privacy Laws (including Arizona data protection statutes), the Federal Trade Commission Act (consumer protection), relevant state privacy laws, and FTC consumer protection rules.
Accounts and Security
Account Responsibility
If you create an account on the Website, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any breach of security.
No Guarantee of Service
While we strive to provide uninterrupted access, we do not guarantee that the Website will be available at all times or free from errors, viruses, or other harmful components.
Affiliate Relationships and Content
Affiliate Disclaimer
The Website is an affiliate platform that may earn commissions on purchases made through links provided on the site. We carefully select our affiliate partners; however, we are not responsible for the content, products, or services provided by third parties. When you click on an affiliate link, you will be subject to the terms and privacy policies of that third party.
Third-Party Content
We act as a distributor (not a publisher) of content supplied by third parties. The opinions, advice, and information provided by third parties do not necessarily reflect our views, and we do not guarantee their accuracy or completeness.
Intellectual Property
Ownership
All content on the Website—including text, images, graphics, logos, icons, software, and trade names—is protected by copyright and other intellectual property laws. It is owned, controlled, or licensed by Cash Compass LLC or its affiliates, and is subject to the registration details: Registered in United States under registration number 23914005.
Usage Restrictions
You may not reproduce, modify, or distribute any content from the Website without our prior written consent, except as permitted for personal, non-commercial use. Unauthorized use is strictly prohibited and may result in legal action.
Disclaimers and Limitation of Liability
Disclaimer of Warranties
The Website and its content are provided “as is” and “as available” without any warranties, express or implied—including warranties of accuracy, reliability, or fitness for a particular purpose. We do not guarantee that the Website will be error-free, uninterrupted, or free of harmful components.
Limitation of Liability
Under no circumstances shall Cash Compass LLC (or Cash Compass LLC) or its affiliates, directors, officers, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages, or any loss of profit or revenue, arising out of or in connection with your use of the Website.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of United States / Arizona. Any disputes arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts in Arizona, United States.
Miscellaneous
Entire Agreement
These Terms, together with our Privacy Notice (https://truenorthbudgeting.com/privacy-policy/) and Website Disclaimer, constitute the entire agreement between you and Cash Compass LLC regarding your use of the Website.
No Waiver
Failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Language
These Terms are drawn up in English. In the event of any discrepancy between the English version and any translation, the English version shall prevail.
Call to Action
We invite you to explore our Website (truenorthbudgeting.com), subscribe to our newsletter for the latest Financial Software / Personal Budgeting Tools insights and exclusive deals, and follow us on social media to stay updated with all the latest news in the Financial Software / Personal Budgeting Tools sector. Users who do not agree with these Terms must not access or use the Website.
Additional Information
- Company Founding: 2025
- Target Audience: Everyday adults who feel overwhelmed by complex or invasive budgeting apps and want a calm, private, offline budgeting solution.
- Expertise: Budgeting Software / Privacy-First Financial Tools
- Cookie Management: For details on our use of cookies and your rights, please refer to our Cookie Settings page: https://truenorthbudgeting.com/cookie-policy/
- Retention Policy: We retain data as specified by 1 year.