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True North Budgeting True North

Track all your income sources in one place

Knowing exactly when and how much money comes in is the foundation of any budget. Most people overestimate their available money because they think in monthly terms but get paid bi-weekly. Accurate income tracking prevents the "where did my money go?" feeling.

Overview Card

At the top of the Income page, get a clear summary of everything flowing in. All recurring income is automatically converted to monthly equivalents so you can compare sources at a glance.

  • Total monthly income with source count
  • One-time and annual income displayed separately
  • Annual total with monthly breakdown
  • Next payday with the source name

Income Frequencies

Choose the frequency that matches how you actually get paid. True North handles the math so your budget always reflects reality.

  • Weekly, bi-weekly, semi-monthly, monthly, annual, or one-time
  • Semi-monthly means specific days each month (e.g., the 1st and 15th)
  • Bi-weekly means every 14 days from a start date

Pay Day Configuration

Different pay schedules work differently. True North understands the distinction so your pay dates are always accurate.

Semi-Monthly

Enter the two days you get paid each month, such as the 1st and 15th. Your pay dates stay on those calendar days every month.

Bi-Weekly & Weekly

Enter a reference pay date and the app calculates all future pay dates automatically. No need to manually figure out which months have three pay periods.

Sync to Pay Period

Sync your pay period settings to an income source. When you update that income's schedule, your dashboard pay periods update automatically. Look for the sync icon next to your income sources.

Help Me Estimate

For variable income like freelance or gig work, use "Help me estimate" to calculate a weighted average instead of guessing. Enter what you earn in three scenarios:

25%
Good period - Your best-case earnings
50%
Typical period - What you normally earn
25%
Slow period - Your worst-case earnings

The tool weights these amounts to give you a realistic estimate. Income added this way is flagged as "Estimated" so you can easily identify which sources are projections versus fixed amounts.

Review Tab

Income sources that haven't been updated in 30 or more days appear in the Review tab. This is your prompt to confirm amounts are still accurate after raises, job changes, or if side income varies.

  • Stale sources surface automatically after 30+ days
  • Confirm after raises or job changes to keep your budget accurate
  • Especially useful for variable side income that changes over time

Pro Tips & Common Mistakes

Do This

  • Enter take-home pay, not gross salary
  • Use "Help me estimate" for variable income
  • Sync primary income to automatically set pay periods
  • Review the Review tab regularly to keep amounts current

Avoid This

  • Using gross income instead of take-home pay
  • Forgetting to update income after a raise
  • Not accounting for tax withholding changes

Related Features

Dashboard

See a clear snapshot of income, expenses, and what remains. Your synced income feeds directly into your dashboard overview.

Expense Tracking

Categorize and track your expenses with clarity. Understand where your income goes each month.

Calendar View

See your paydays alongside bills and commitments in one monthly view. Plan around your income timing.

Take control of your income tracking

Know exactly what comes in, when it arrives, and what it means for your budget. Start with accurate income tracking as your foundation.

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